Thinking about taking that leap onto the property ladder but worried about affording it? If you're a first-time buyer in England, the First Homes scheme could be your chance to snag a brand new home for a fraction of the price. This guide will walk you through everything you need to know about the scheme, from eligibility and application to owning and selling your discounted property. What is the First...
by ITM Ventures 
The UK housing market is showing signs of recovery after a year of falling prices in 2023, according to latest forecasts. ITM Ventures has revised its forecast for UK house prices from a 4% decline to a 3% increase in 2024, based on the changing expectations for interest rates. In October, financial markets were anticipating a single interest rate cut of 0.25% by the end of 2024. However, by the end of...
by ITM Ventures 
HSBC, a prominent UK lender, has recently unveiled comprehensive mortgage interest rate cuts, aligning with other major players in the industry. Notably, reductions of up to one percentage point have been announced by leading financial institutions. The bank's latest offerings, disclosed on a Wednesday, feature a headline-grabbing five-year fixed remortgage deal at 3.94%, catering to those borrowing up...
by ITM Ventures